Day 47 of 90
₹34,200 of the ₹48,000 you lost was found in one account on day 0, and held. No official action has been recorded for 32 days.
- Traced and held
- ₹34,200
- You lost
- ₹48,000
- People claiming it
- 3
- Deadlines missed
- 2
This prototype cannot file or recover anything. Call 1930 or use cybercrime.gov.in.
Why nothing is moving
Who else claims this money
3 people claim the same ₹34,200. Investigating officers in 3 states must agree how to divide it. None of them has responded yet.
| Claimant | District | Officer response | Claimed |
|---|---|---|---|
| Meera Sharma (you) | Pune, Maharashtra | Awaited | ₹48,000 |
| Anitha Rao | Ernakulam, Kerala | Awaited | ₹36,500 |
| Devendra Yadav | Jaipur, Rajasthan | Awaited | ₹27,900 |
| Total claimed | ₹1,12,400 | ||
| Available in the account | ₹34,200 | ||
| Claimed but not there | ₹78,200 | ||
Every deadline running on this hold
Each one is a clause of the Ministry of Home Affairs SOP on custody, restoration and grievance redressal. The prototype computes them; it does not invent them.
- Investigating officer decides on the frozen accountSOP 10.2(d) and (e)
The investigating officer verifies the account holder and either releases the account or records written reasons, within 15 days.
+32dEscalated - District Grievance Officer decides on the frozen accountSOP 10.2(f)
If the officer does not act by day 15, the grievance is automatically notified to the District Grievance Officer, who then has 15 days.
+17dMissed - Bank must warn the police stationSOP 10.1, pre-expiry intimation
Fifteen days before a contested hold reaches 90 days, the bank must tell the police station it is about to lapse.
28dRunning - Contested hold must be removedSOP 10.1
Once a hold is contested through this mechanism and no lawful direction arrives within 90 days, the bank must move to remove it, with 15 days notice to the police station. The police may ask for one extension of 90 more days.
43dRunning
What you can do today
Routes your request to the police station handling the hold, under the Money Restoration Module.
SOP Process 2, s. 106 BNSSWhat has actually happened
- Day 09 Jul 2026
Meera Sharma reported a loss of ₹48,000 on the portal. Acknowledgement 30709202600418 issued.
- Day 09 Jul 2026
₹34,200 traced to one current account. The bank placed a hold on the full account balance of ₹8,40,000, not on the disputed ₹34,200.
SOP s. 106 BNSS; Allahabad High Court - Day 09 Jul 2026
Ravi Kunder visited his branch in person. The bank filed his grievance the same day.
SOP 10.2(b) - Day 1524 Jul 2026
The investigating officer recorded no order within 15 days. The grievance escalated automatically to the District Grievance Officer.
SOP 10.2(f)